CouchFI - Replace my income while working just a few hours a week from the comfort of a couch. That's my financial independence goal, and I'll be sharing my journey with you here.
The corona virus swept through the world ravaging my realestate crowdfunding investments totalling a quarter million. Here's an update on how my investments are doing, and my outlook going forward.
It's that time of the year (finally!), I'm on vacation...at a beach. San Diego's Mission Beach has to be one of the most beautiful beaches on the western US coast. Joining me this year is my 3 year old toddler who loves the sand and splashing in the water. As usual, I like to imagine what it would be like to live here permanently if we retired early...
Mr and Mrs CouchFI went on a cruise trip at the end of 2019, and as with all our vacations, I ask the question: what if I could do this for several months or years instead of just a week?
Over the past few months, I've noticed a trend in CrowdStreet deals becoming oversubscribed minutes after they become available to invest. These aren't small deals either, some of them raise well over $10 million. Crowdstreet even sends an email like this for deals that are likely to be oversubscribed.
In September 2019, interest rates hit the lowest level since 2016, yet I chose to by a home in San Francisco on a 10/1 ARM jumbo loan. Why would it make sense to chose ARM instead of a 30 year fixed at such low interest rates? Let me explain: