CouchFI - Replace my income while working just a few hours a week from the comfort of a couch. That's my financial independence goal, and I'll be sharing my journey with you here.

Recent posts

Covid effects on my real estate crowdfunding portfolio.

The corona virus swept through the world ravaging my realestate crowdfunding investments totalling a quarter million. Here's an update on how my investments are doing, and my outlook going forward.

Pros and cons of retiring early in San Diego

It's that time of the year (finally!), I'm on vacation...at a beach. San Diego's Mission Beach has to be one of the most beautiful beaches on the western US coast. Joining me this year is my 3 year old toddler who loves the sand and splashing in the water. As usual, I like to imagine what it would be like to live here permanently if we retired early...

Why my family wouldn't spend an extended amount of time on a cruise

Mr and Mrs CouchFI went on a cruise trip at the end of 2019, and as with all our vacations, I ask the question: what if I could do this for several months or years instead of just a week?

Crowdstreet is the best real estate crowdfunding platform

Over the past few months, I've noticed a trend in CrowdStreet deals becoming oversubscribed minutes after they become available to invest. These aren't small deals either, some of them raise well over $10 million. Crowdstreet even sends an email like this for deals that are likely to be oversubscribed.

Why I chose 10/1 ARM instead of a 30 year fixed mortgage

In September 2019, interest rates hit the lowest level since 2016, yet I chose to by a home in San Francisco on a 10/1 ARM jumbo loan. Why would it make sense to chose ARM instead of a 30 year fixed at such low interest rates? Let me explain: